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When an individual purchases an insurance policy, the policy functions on a contract basis between the policyholder and the insurer. The policyholder agrees to pay premium payments to maintain coverage in return for the insurer providing coverage for events that …

A recent trend appearing in major cities all over the country is bike-sharing and electric scooter-sharing services like Lime and Bird. Users download the corresponding app and use it to unlock a nearby scooter or bike. They pay through the …