Missouri is not a no-fault state for auto insurance. It is an at-fault state, meaning a driver involved in an automobile accident can file a claim either with his or…

It's estimated that people sent more than 1 trillion texts worldwide last year. Teens are responsible for the vast majority of texts sent, and teen drivers are responsible for 13%…

Many Missouri residents enjoy riding motorcycles and other motorized bikes. These vehicles are small, light, affordable, and can offer a convenient alternative to walking or public transportation. While Missouri does…

Every state has different traffic laws. Missouri residents who own and use mopeds should understand the state’s laws as they pertain to these vehicles. “Mopeds” are single-rider motorized bikes, and…

Most states, including Kansas and Missouri, allow accident victims to seek financial compensation not only for physical and financial damages but for emotional ones as well. Emotional traumas associated with…

When an individual purchases an insurance policy, the policy functions on a contract basis between the policyholder and the insurer. The policyholder agrees to pay premium payments to maintain coverage…

